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Lowell SpinnersThe Lowell Spinners professional baseball team is the minor league affiliate of the 8-time World Series Champions, the Boston Red Sox.

Sober Living in Lowell, Massachusetts

1. Pamela Huntley was named Executive Director of The Megan House Foundation on July 1, 2019, after serving in the role on an interim basis since January of the same year.
2. Ms. Coimbra graduated from Bradford College as senior class president, is completing an additional graduate degree in education and teaches fifth grade at the Academy of Notre Dame in Tyngsboro, MA.
3. A graduate of Lowell High School, David began serving on the Megan House Foundation Board of Directors since its early days in 2015.

Her passion and mission is to promote independence while addressing and processing underlying sensitive issues such as trauma, life changes, and stressors. In her spare time, Martha is a talented interior designer and loves helping family and friends create spaces that reflect their personal needs and budgets. She and her husband, Rick, own Griffin Greenhouse Supplies, Inc. in Tewksbury, where she is a Special Events Coordinator, responsible for the successful implementation of domestic trade shows. After graduating from the University of Massachusetts Lowell and Salem State College with her Master’s degree in Education, Martha began her teaching career in the Lowell Public Schools, as a K-5 grade art specialist. After starting her family, she took time of to raise her 3 children, Suzanne, John and Mariah. During this time Martha devoted herself to volunteering in the Andover School System as the PTO President, where she raised awareness for cultural diversity in the classroom.

Programs

Our programs cover a broad range of inpatient and outpatient treatment and living options that support recovery across a lifetime. In addition to helping his customers navigate their risk management programs, A.J. Has taken an active Hope House Boston role within the community holding board positions on Lowell Rotary, Loading Dock Arts, as well as committee positions on the Merrimack Valley Food Bank, and volunteering with a number of local non-profits. He enjoys spending time with his family, hiking and golf in addition to working and volunteering. The Megan House Foundation, Inc features two Success Homes which provide transitional supportive housing partially funded by the Bureau of Substance Addiction Services.

all of life’s ebbs and flows.

The Megan House Foundation operates and manages two “Success Homes” (sober homes) for women 18+ who have completed treatment at Megan’s House or another program for substance use disorder. Emma’s House is named in memory of a Megan’s House graduate who lost her battle with substance use disorder in 2016. At that time, the Foundation had not opened Erin’s House and she was unable to find sober housing. Emma’s story exemplifies the need for safe, sober, and affordable housing for women. Over and eighteen year career in the field, MaryBeth has worked in clinical settings supporting and guiding individuals who present with various inner challenges.

Dan’s vision, creativity and leadership inspired the development of the industry leading, browser based clinical telemedicine platform with true, real time communications and medical device aggregation; AGNES Interactive®. Additionally, he has conceptualized and has the lead the rollout of the first product to combine Lean, Six Sigma methodologies, patient/doctor workflows and clinical telemedicine; ExamFlow. Beginning in 2012 Pamela transitioned to the External Affairs division to work collaboratively with the VP of External Affairs, Philanthropy and Marketing. As a seasoned educator, coach and marketing executive, Ms. Coimbra brings with her an understanding and background of youth in our community. Ms. Coimbra graduated from Bradford College as senior class president, is completing an additional graduate degree in education and teaches fifth grade at the Academy of Notre Dame in Tyngsboro, MA. She started a program at NDA that allows her students to complete charity work through the Sisters of Notre Dame De Namur Hallmarks.

Catherine is committed to serving the members of her community and has a passion for giving back. Gorham StreetThis is a great house with a small group of people who really have an incredibly strong “stay sober” attitude. Located a minute’s walk to the train station and just blocks from downtown Lowell. Transitional housing is temporary housing for the working homeless population and is set up to transition their residents to permanent housing. The rebrand comes after a year of interviewing staff and community partners and bringing in a third-party agency to help develop the brand. The board voted unanimously to transition to Riverbend at their September board meeting which also welcomed three new Directors to the board.

She is a Commercial Lending Officer, SVP at Enterprise Bank where she has worked to serve the business community for over 20 years. Outside of her banking career, Sandra has served as a director on the Boards of several non-profit organizations including the YMCA of Lowell, Mill City Grows and the Lowell Portuguese Language School which she co-founded in 2015. The organization began back in 1971 as a home for men who were looking for a place to stay on the path of sobriety while dealing with their alcoholism.

But you can present your concerns in such a way that they might see things more clearly and get the help they need. Learn more about how to stage an intervention for an alcoholic. Teens today experiment with alcohol earlier and more often than ever before. They’re more likely to binge drink and more vulnerable to developing an alcohol use disorder than adults. This may be because the pleasure center of a teen’s brain matures before their capacity to make sound decisions.

Impacts of Living with an Alcoholic Spouse

Professionally led treatments include behavioral treatments and medications. The good news is that no matter how severe the problem may seem, most people with AUD can benefit from some form of treatment. Many others https://ecosoberhouse.com/ substantially reduce their drinking and report fewer alcohol-related problems.

Discuss the issue with your other friends

• Offer to go with your loved one to provider appointments or meetings.
• It’s a situation where you want to be supportive but don’t want to overstep and risk making things worse.
• Having a one-on-one talk with someone with a drinking problem can be intimidating, but bringing too many people into the conversation can make them feel threatened.

It is also essential to remember that this is something they cannot control. It is also necessary to understand the social and psychological reasons why someone may develop AUD. No matter how dire your current situation may seem, know that recovery from an AUD is possible. In addition to these considerations, there are some concrete actions you can take before and during confronting the person you know who is struggling with an AUD. Overcoming AUD is an ongoing process—one that can include setbacks. Some agencies and organizations offer support for those who struggling with alcohol addiction treatments at no cost.

What To Avoid When Talking to a Loved One About Alcoholism

Before you realize it, you can find yourself in a full-blown abusive relationship. Remember, it’s not your responsibility to “cure” their AUD. You just happen to love someone who is probably going to need professional treatment to get healthy again.

How to Help Someone with an Alcohol Addiction

If they deny having a problem, try gently reminding them of specific incidents. These may be nights where things got out of control or situations where their drinking led to unpleasant fights or outcomes. It is important to give them time to recognise the problem themselves, but your gentle nudges can help them see the bigger picture. When approaching someone with AUD or a drinking problem, it is important to do research and approach them calmly at an appropriate time and place. If this conversation does not work, it may be necessary to stage an intervention with the support of a professional or others.

Supportive tips

The provider can help adjust the treatment plan and aid long-term recovery. When seeking professional help, it is important that you feel respected and understood and that you trust the person, group, or organization to help you. However, remember that relationships with health care providers can take time to develop. When asked how alcohol problems are treated, people commonly think of 12-step programs or 28-day inpatient treatment centers but may have difficulty naming other options. In fact, there are many treatment options available thanks to significant advances in medical and behavioral research over the past decades.

• However, a crisis is usually the time when you should do nothing.
• In Al-Anon, you learn how to detach from the person’s problems—not necessarily to detach from the person.
• Too often we are so angry or discouraged that we take it for granted when things are going better.
• Additionally, seeking therapy, either as a family, by yourself, or both, can also help you navigate recovery with your loved one.
• You can verify your loved one’s insurance for addiction treatment, which, depending on their provider and specific plan details, may be fully covered by insurance.
• Find out where you can get support on the Carers Trust website.

” self-assessment below if you think you or someone you love might be struggling with an alcohol use disorder (AUD). The evaluation consists of 11 yes or no questions that are intended to be used as an informational tool to assess the severity and probability of an AUD. The test is free, confidential, and no personal information is needed to receive the result.

The folder of a Python program is a package of modules. Before answering senior Python interview questions like this one, you must be aware that we are talking about the CPython implementation. Other Python implementations may have different rules and requirements for memory management. Iterators are objects that allow iteration over elements, usually in collections like lists.

BrainStation’s Python Developer career guide can help you take the first steps toward a lucrative career in web development and data science. Read on for an overview of common Python Developer job interview questions and how to answer them. Below you’ll see examples of realistic coding exercises and interview questions that will help you evaluate developers’ Python skills during coding interviews. For a senior position, companies will want a solid background in computer science. Your understanding of basic algorithmic concepts such as how to sort, search, and find through various data structures is tested. Most Python developers work on the back-end, so they should understand databases more comprehensively.

Python interview questions for intermediate developers

This Python Developer interview profile brings together a snapshot of what to look for in candidates with a balanced sample of suitable interview questions. All these Senior Python Developer interview questions will help you gauge their intellectual interest in their chosen field. Ask these questions to let the committed and inquisitive candidates stand out. This Senior Python Developer interview profile brings together a snapshot of what to look for in candidates with a balanced sample of suitable interview questions.

This can be done by adding the following line after “#! All the variables in Python have reference to an Object. Therefore arguments in Python method are passed by Reference. Since some of the objects passed as reference are mutable, we can change those objects in a method. But for an Immutable object like String, any change done within a method is not reflected outside. In Python, the append() and extend() methods are used to add elements at the end of a list.

Behavioral Questions

As Python has applications in machine learning, AI, data science, and analytics, with the right skills and experience, developers can land jobs with the best perks. Read on to know all the questions and answers for python interviews due in 2022. Python is growing tremendously in popularity due to its simplistic nature and ability to create multiple functionalities with a few lines of code. Today, developers use this programming language to build machine learning, artificial intelligence, Web development, and several other applications.

Python provides many built-in functions that are surrounded by _ symbol at the start and end of the function name. The double _ symbol is used for reserved names of functions. Boolean equality operation can be performed using https://wizardsdev.com/en/vacancy/senior-python-developer/ these NoneType objects. This document provides the coding conventions for writing code in Python. The coding conventions are about indentation, formatting, tabs, maximum line length, imports organization, line spacing etc.

Explain the difference between Python 2 and Python 3.

They are often used to add functionality to existing functions without modifying their code directly. Python’s math module provides the floor () function, which returns the largest integer not greater than the input. Ceil() returns the smallest integer greater than or equal to the input.

It is a very simple application framework that has many extensions to build an enterprise-level application. Flask does not provide a data abstraction layer or form validation by default. External libraries can be used on top of Flask to perform such tasks.

What is the difference between tuples and lists in Python?

The availability of powerful libraries, ease of understanding, and object-oriented approach make Python a preferred development language. Senior Python developers can find some of the best-paid jobs. Apart from development jobs, Python developers are in huge demand for roles that involve data analysis, data manipulation, and data visualization. There is much scope for senior Python developers in data analytics and data science. According to Statista, Python is the fourth most widely-used programming language for development. It is becoming increasingly popular for machine learning and artificial intelligence applications.

Therefore, there is no need to add extra variables like self.index etc. to keep track of iterations. Generator also increases the readability of the code written in Python. There is a private heap space in Python that contains all the Python objects and data structures. In CPython there is a memory manager responsible for managing the heap space.

See your candidates’ skills in action today

Unit testing means testing different components of software separately. Imagine a scenario, you are building software which uses three components namely A, B, and C. How will you find which component was responsible for breaking the software? Maybe it was component A that failed, which in turn failed component B, and this actually failed the software. This is why it is necessary to test each and every component properly so that we know which component might be highly responsible for the failure of the software. In a normal dictionary in Python, there is no order maintained between keys.

• Same other tools to find bugs in Python code are pylint and pyflakes.
• There has been a substantial increase in demand for Python developers in the last couple of years.
• A ‘break’ terminates the current loop or statement, ‘continue’ moves to the next iteration of the loop, and ‘pass’ is a placeholder for no operation within a statement block.
• It would help if you tried to tell the interviewers how you stay up to date with the latest developments.
• A class defines how an instance of the class (i.e. an object) behaves while a metaclass defines how a class behaves.
• Companies prefer Python developers who are active on Github and contribute to open-source software projects.

Use this Senior Python Developer job description template to attract experienced developers who build functional server-side applications. Feel free to modify this template based on your needs. Function annotations add metadata to function parameters and return value. They are used to provide information about expected types or behavior.

These majorly represent your business’s purchasing or borrowing activities. Further, special emphasis must be given to accounts payable representing larger transactions. Once the sample invoices are reviewed, each of them must be confirmed and verified. You must also review and verify loans, principal balance, and interest rate. This is because few of the accounts payable can also include loans and interest payments.

Trial Balance

A liability, though, is only noted after the purchases have been delivered and an invoice is sent by the vendor. Accounts payable journal entry is recorded according to the type of transaction made. It can be recorded against a transaction from an expense account to your accounts payable charge. To help illustrate how accounts payable journal entries work, let’s look at five examples of when you’d make a journal entry and what it would look like.

Instead of canceling the order and voiding the invoice, your supplier reaches out and mentions they can’t fulfill part of the order with a value of $500. If there’s a discrepancy between the two, some money has been unaccounted for.

Accounts Payable Journal Entry: Types & Examples

1. The accounts payable department of each business will likely have its own set of procedures in place before making payments to vendors.
2. The articles and research support materials available on this site are educational and are not intended to be investment or tax advice.
3. A liability, though, is only noted after the purchases have been delivered and an invoice is sent by the vendor.

The invoice states that the outstanding amount of $150,000 will be paid to the vendor before the due date of 1st September 2023. what is managerial accounting Effective management of accounts payable is an important part of working capital management. It can help a business increase cash flow and reduce reliance on expensive bank loans.

What is the approximate value of your cash savings and other investments?

Reversing entries are made to correct mistakes or to adjust for changes in circumstances. This journal entry shows that ABC Ltd. has decreased its accounts payable by Rs 50,000 as well as its cash balance by the same amount. ABC Ltd has settled its obligation to its supplier and no longer owes any money.

Since we typically follow a double-entry bookkeeping system, there has to be an offsetting debit entry to be made in your company’s general ledger. Either an expense or an asset forms part of the debit offset entry in the case of accounts payable. If you are using manual accounting software, then you will have to review the due date of each of the invoices, so you know which invoices are due for payment. Once you’ve reviewed all the invoices, the next step is to process those payments. Examining invoices is essential to ensure the accuracy of data, so you’ll need to check the invoices received from your suppliers thoroughly. You’ll need to cross-check the goods received from your suppliers with those mentioned in the invoice and check whether you have accrued expenses received all the services that were mentioned in the vendor invoice.

Balance Sheet

After debiting it from the relevant purchase or expense account, this is marked as a credit against the AP account. AP liability is reduced when a bill is paid against cash or vendor’s bank accounts. The accounts Payable process involves various steps, from receiving invoices, reviewing invoices, getting approvals, accounting for the invoices, and finally, the invoices get paid. Now, the accounts payable represents the short-term debt obligations of your business, meaning they form a part of the current liabilities on your company’s balance sheet. Accounts payable has a credit balance since it is your current liability, so the balance increases if there is a credit entry and decreases if there is a debit entry.

If the purchase made from the vendor is for a service, the expense will be debited against the relevant expenses account. If a department requires legal or consultancy services on credit from a vendor, this type of entry is added to the ledger. Upon purchase of goods from the vendor, the amount is recorded as a debit from the purchase account and credited to the AP account. When the payment is made to the vendor, the amount gets debited from the AP account and is credited to the vendor as cash.

Новые трейдеры часто не уверены в том, какая брокерская компания лучше всего подходит для их торговых потребностей. Мы провели углубленный анализ всех Форекс брокеров США и сузили список до лучших брокеров Форекс в США, чтобы вы могли выбрать надежную брокерскую компанию с наиболее выгодными торговыми условиями на рынке. Американские трейдеры быстро внедрили Форекс в свою торговлю, поскольку в США уже было значительное сообщество розничных трейдеров на фондовом рынке. Для американского трейдера переход с акций на Forex был особенно привлекательным из-за высокого кредитного плеча, предлагаемого на Форекс по сравнению с акциями.

Краткосрочные трейдеры рассчитывают получить прибыль в течение следующей минуты или часа. Долгосрочные трейдеры покупают «голубые фишки» (акции престижных компаний, считающиеся надежной инвестицией) и удерживают их годами, получая прибыль постепенно. Все регистрационные номера будут отображаться в онлайн базе данных CFTC, которая находится в открытом доступе.

Некоторые фондовые брокеры действительно зарабатывают большие деньги, однако это дело не всегда бывает доходным. Кроме того, есть фондовые брокеры, получающие заработную плату (а не комиссию), и их заработок сохраняет стабильность с течением времени. Любой трейдер может извлечь пользу из сотрудничества с фондовым брокером, например пользуясь обзорами, аналитикой и данными для принятия решений. Кроме того, можно выбрать степень участия брокера в сделках — от полного невмешательства до индивидуального обслуживания. В этой статье мы расскажем о том, как начать торговлю на фондовом рынке, а именно обсудим первый шаг — выбор фондового брокера.

Успешная карьера трейдера начинается с выбора и открытия брокерского счета, поэтому важно понять, как это правильно сделать. При торговле акциями вы вносите средства на брокерский счет, предназначенный для хранения инвестиций. Такой счет открывается за считаные минуты, однако не жалейте времени и тщательно выбирайте брокера. Новичку может быть непросто влиться в высокоскоростную торговлю акциями. К счастью, у хороших фондовых брокеров есть инструменты, которые помогут новым трейдерам освоиться на рынке и получить консультацию. Владелец доли в акционерном капитале компании владеет частью компании и имеет право на часть ее прибыли.

По счетам

У них большой капитал, серьезное отношение к работе в отрасли в долгосрочной перспективе, и все они подпадают под один и тот же набор правил, что значительно упрощает выбор брокерской компании. Это означает, что если вы сравниваете одного американского Форекс брокера с другим брокером из США, вы знаете, что они будут работать в соответствии с одним и тем же набором правил. Закон Додда-Франка – это набор нормативных актов США, принятых в 2010 году в ответ на финансовый кризис, который оказал огромное влияние на американских брокеров Forex. Строгие правила закона Додда-Франка привели к тому, что многие Форекс брокеры США перенесли свои офисы в оффшоры и перестали обслуживать американских трейдеров. Те брокерские компании, которые остались в США, столкнулись с одними из самых строгих требований к капиталу и огромными расходами на лицензирование.

Для того чтобы работать в США, Форекс брокеры должны сначала зарегистрироваться в CFTC. Это должны сделать не только Форекс брокеры, базирующиеся в США, но и Форекс брокеры, которые не зарегистрированы в США, но хотят обслуживать американских клиентов. Клиенты получают доступ к 91 валютной паре и хороший выбор торговых инструментов. Наряду со своей американские форекс брокеры собственной торговой платформой, Forex.com предлагает MetaTrader 5, что позволяет трейдерам любого уровня максимально реализовать свой потенциал. Однако имейте в виду, что для использования платформ MetaTrader вам потребуется отдельный счет. К примеру, Charles Schwab предлагает акции более чем из 35 стран, включая любые акции из индекса S&P 500.

По торговой платформе

Пользователи, рассматривающие возможность регистрации у брокера, могут сначала проверить, регулируется ли брокер здесь. Как уже говорилось, Форекс брокеры должны быть зарегистрированы в CFTC и регулироваться NFA. Форекс брокеры, зарегистрированные в NFA, должны придерживаться некоторых ограничений, а также соответствовать ряду требований. Вероятно, не случайно, что в этом же году многие Форекс брокеры вернулись в США. Компания Interactive Brokers, имеющая высокий уровень регулирования, репутацию и солидный ассортимент инвестиций, является сильным конкурентом, на что бы вы ни посмотрели. Однако их мобильное приложение сияет особенно ярко, а простота использования и мощные инструменты выделяют его среди всех потенциальных конкурентов.

Используя функциональный и удобный рейтинг Форекс брокеров 2023 от Brokers.Ru каждый инвестор получает возможность найти и выбрать подходящую компанию для торговли на финансовом рынке. Сделать финальный выбор Вы сможете произведя детальное сравнение брокеров Форекс по огромному числу параметров и характеристик, а также ознакомившись с отзывами реальных трейдеров. Наша главная цель – это предоставлять посетителям максимально достоверную информацию о брокерских компаниях, их услугах и уровне предлагаемых сервисов. С ростом популярности трейдинга усилилась конкуренция среди Форекс брокеров США.

• EToro имеет интуитивно понятную, простую в понимании веб-платформу, которая обеспечивает доступ к основным рынкам.
• EToro – один из ведущих международных Форекс дилеров, предлагающий широкий спектр услуг для американских клиентов.
• Торговля — быстрый процесс, и трейдер не может сбавлять темп из-за технических накладок.
• Мы изучили и составили топ лучших американских Форекс брокеров, чтобы вы могли получить доступ к надежным торговым счетам прямо сейчас.
• Централизованный и организованный раздел исследований делает FOREX.com простым в использовании и навигации.

Этими спасителями являются Комиссия по торговле товарными фьючерсами (CFTC) и Национальная фьючерсная ассоциация (NFA). Мобильное приложение Interactive Brokers, IBKR mobile, может похвастаться набором функций, специально разработанных для инвесторов. Приложение совместимо как с системами Android и iOS, так и с планшетами, и поддерживает списки наблюдения, мобильные графики с 70 дополнительными индикаторами, оповещения, а также календарь Форекс.

Однако большинство сайтов управляются из-за пределов США и могут быть не зарегистрированы ответственным органом в стране пребывания. Форекс брокеры обычно четко указывают это на своем сайте, и на это стоит обратить внимание при изучении компаний. Но далеко искать не надо, потому что мы сделали за вас тяжелую работу и составили список самых авторитетных и лучших Форекс компаний в США.

IG

Чтобы найти лучших американских Форекс брокеров, мы составили список всех зарегистрированных брокеров в США, а затем ранжировали брокеров в общий рейтинг. Кому понравятся технические неполадки, препятствующие заключению сделок? Поэтому бесперебойная работа системы, будь то веб-сайт, загружаемый клиент или приложение, — обязательное условие. Торговля — быстрый процесс, и трейдер не может сбавлять темп из-за технических накладок.

Компания предлагает разнообразные ресурсы, чтобы помочь трейдерам начать осознанно развиваться с помощью обучающих и образовательных видео, вебинаров, живых сессий и прочей полезной информации. А чтобы все это закрепить, IG предлагает неограниченный онлайн демо-счет на $20 000. EToro – отличный выбор для новичков, которые хотят научиться торговать на универсальной платформе с низкими комиссиями. Особого внимания заслуживает платформа копирования eToro, где брокер позволяет новичкам автоматически копировать сделки тысяч других трейдеров.

Преимущества и недостатки работы с американскими Форекс брокерами

NFA и CFTC также выступают в качестве судьи и присяжных в любых возникающих спорах с потребителями. Брокер подает заявку на получение лицензии от европейских регулирующих органов, что позволяет ему принимать пользователей со всей территории ЕС.

Прозрачность в отношении цен, регулирования, сроков вывода и внесения средств служит хорошим индикатором добросовестности брокера. Компания, которая скрывает от клиентов важную информацию или личность своих сотрудников, наверняка ведет не вполне законную деятельность, и вам следует всеми силами избегать таких партнеров. Сотрудничать с брокером необязательно, однако его услугами стоит воспользоваться.

Это одна из основных причин успеха индустрии Forex – потому что она не требует от трейдеров большого капитала на начальном этапе. Однако более высокое кредитное плечо может также привести к большим потерям. Миссия CFTC заключается в поддержании прозрачного и честного финансового рынка путем пресечения мошеннических действий на рынке, предотвращения любых форм манипулирования рынком и финансовых злоупотреблений. Любые компании, нарушающие эти правила, будут отвечать прямыми действиями по предотвращению любого ущерба или дальнейшего ущерба клиентам, включая крупные штрафы и санкции. Thinkorswim компании TD Ameritrade привлек внимание трейдеров со всего мира. Американские трейдеры оценили понятный дизайн торговой платформы, впечатляющую функциональность и оптимизацию торговли ценными бумагами на фондовом рынке.

надежные брокеры

Американские инвесторы, стремящиеся уделять первостепенное внимание исследованиям, оценят обширный набор исследований сторонних компаний, включая как бесплатный, так и премиальный контент. Однако компании не хватает полнофункционального предложения по исследованиям на рынке Форекс. Как и Forex.com, который мы рассмотрели выше, Trading.com выделяется скорее конкурентоспособными ценами, чем сложными функциями. Приверженность MT5 и простота навигации в торговой среде позволяют делают брокера одним из лучших выборов для резидентов США. Брокер Trading.com выделяется своей приверженностью к торговой платформе MetaQuotes нового поколения. MetaTrader 5 предоставляет трейдерам оптимальную среду для технической торговли и скорость исполнения выше среднего.

Когда речь заходит о расходах и комиссиях, FOREX.com трудно превзойти – здесь нет сборов, связанных с пополнением и выводом денег, и вообще нет комиссии за ведение счета. Средний спред для валютной пары EUR/USD составляет 1,4 пункта в наиболее активные часы работы. Forex.com – это американский Форекс брокер с самыми низкими спредами благодаря счету STP Pro. Вам нужна оперативно реагирующая служба поддержки клиентов, с которой не придется ждать решения вопросов по нескольку часов. Проблемы должны решаться в течение 48 часов, а лучше — еще быстрее, чтобы вы могли вернуться к торговле. Думая о фондовых брокерах, вы наверняка представляете персонажа Леонардо Ди Каприо из фильма «Волк с Уолл-стрит».

Если вы новичок в торговле на рынке Форекс, обязательно проведите исследование и сравните различных дилеров, прежде чем принимать решение. Выбрав брокера, обязательно воспользуйтесь всеми предлагаемыми им ресурсами, чтобы узнать как можно больше о торговле на рынке Форекс. Требование к капиталу американских компаний – одно из самых больших различий между США и другими странами. Согласно требованиям NFA, зарегистрированные в США брокеры должны иметь минимальный капитал в размере не менее $20 млн, чтобы поддерживать позиции клиентов без объявления банкротства. При этом любой брокер, чьи обязательства превышают $10 млн, должен иметь 5% от этой суммы. NFA – это подразделение CFTC, которое обеспечивает программы регулирования для защиты целостности рынка Forex, и именно в NFA должны регистрироваться американские брокеры.

Grants are the lifeblood of nonprofits, giving them the much-needed cash injection to market the organization, fund a project, or get an initiative off the ground. Having a full grant pipeline increases your nonprofit’s chances of success and improves your visibility and https://goodmenproject.com/business-ethics-2/navigating-law-firm-bookkeeping-exploring-industry-specific-insights/ credibility. But in order to get the most out of these grants, you need to understand how to properly manage and account for them. GAO is responsible for fund collection, depositing and accounts receivable, as well as performing follow-up with any non-paying sponsors.

A grant or contract often contains language that may not be acceptable to the University. The Accounting Office works with the Purchasing Office to screen and resolve items that the University Legal Counsel may reject. This will enable the Purchasing Office staff to, if necessary, contact the grantor in advance to request contract language modification so that we may avoid last minute delays. Your message has been received and we’ll be reviewing your request shortly.

Grant Revisions (Extensions, Budget Revisions, Other Changes)

When a grant is set up, the PI decides who should have access to the financial information. If, after the grant has been set up, the need arises for someone else to have access, the PI can authorize this, and the Grants Accountant will complete the form. However, reimbursement to one’s self requires authorization of the Line Officer regardless of the amount. Purchases between $10,000-$100,000 require the approval of the VP for Finance and Admin. Generally, you have access to the amount awarded by the funder, but this varies by funder. Upon receipt of the accounting of the use of the advance fund, journal entries will be posted to charge the appropriate expense and credit the advance.

Larger programs, for instance the Migrant and Upward Bound, may require a separate folder for each month. An approved purchase requisitions entered online encumbers the necessary funds immediately. Since most grant budgets are entered on a line level, no requisition will be processed unless there is a sufficient budget balance in the grant. The program director should resolve any deficit situations with the Accounting staff.

Track expenses diligently

If you don’t have sufficient internal capacity and resources, you may want to consider hiring a nonprofit accounting professional to help manage your grant accounting. Reimbursable grants are given for a specific purpose or project and are repaid once the expenses are incurred, or the project is completed. Grants can be given for a variety of reasons, such as energy efficiency or renewable energy projects. Once awarded, the grant must be approved before any revenue is transferred to fund the project. A government grant is recognized only when there are reasonable guarantees that the nonprofit will comply with the conditions attached to the grant, and the grant will be received. The grant is recognized as income over the period necessary to match to the related costs, for which the grant is intended.

Grants Accounting looks at the grant balance, transaction detail, wages and benefits, and cumulative costs of each grant on a quarterly basis. This information is shared with the PI/PD and grant administrator, providing an opportunity to review various aspects of the grant together. While Grants Accounting law firm bookkeeping reviews grants on a quarterly basis, we recommend that you review expenses in Banner/Argos on a monthly basis. Grants Accounting recommends that you review your budget and all expenses in Banner/Argos at least once a month in order to avoid cost overruns and identify any misallocations.

Grant Accounting

The contract will be returned to Purchasing after the Attorney General has signed the contract and the Purchasing Office staff will forward a copy to the contractor indicating that work may begin. At year the Purchasing Office will issue end a 1099-MISC report to the contractor. After the program office has entered a purchase requisition and the Accounting staff has approved it, the Purchasing Office will convert the requisition into a bid or a Purchase Order depending on the dollar cut off.

• Some federal training grants categorize the costs of training the participants (trainees) in a category called “participant support.” This category may include stipends, travel, and other costs.
• We offer a broad range of products and premium services, including print and digital editions of the IFRS Foundation’s major works, and subscription options for all IFRS Accounting Standards and related documents.
• We do this because the quality of implementation and application of the Standards affects the benefits that investors receive from having a single set of global standards.
• All externally sponsored awards are subject to sponsor review and/or audit.
• It is important to be fully transparent with grant organizations about your accounting practices before acquiring any grants.
• General and program specific resources are available to assist grantees in implementing grant based accounting requirements.